Change your mind in just 2.5 mins - Never Give Up !!
Yes ! This picture was given by a Dharma Master Monk when I visited a Penang Buddhist temple several years ago when I left my 25 years banking career to become a jobless poor guy. This is because I wanted to seek for a dream "Career Freedom" life minus the early morning rat race is my final dream career destination. My children laughed at my crazy goal and my wife cried over my wild dream and she was very worried about my children's tertiary education in future if I continued with my dream goals.
An old Dharma Master Monk summoned me with his noble note : "If you have the will to do something we need not fear, for with conviction time can be found, and strength will surely come ".
After relaxed for a great cool jobless few months and my root of laziness must be killed, then I agreed with her and posted my CV for a Wealth Management Head post offered by a foreign Bank via the JobStreet I got the offer letter after a simple interview with a good big 6 digits remuneration package, No free lunch from a stingy bank, a PAIN Career I got - I was given a BIG sales target plus to train and lead a team of 10 new wealth specialists to meet the hard core selling the financial products to many bank clients and the new prospects. Finally, I read 10 times the Dharma advices and look at the above picture to digest his kind message. - FEAR comes into my weak MIND if I plan to reject the bank's offer letter but I also worried my dream career freedom remained a dream goal forever. What should I do ? Ask the Dharma Master Monk again ? Yes! I did call him but unfortunate he already left and went back to Nepal. A junior Dharma Monk picked up my call and he replied : " Follow his advices and the picture given, Never give up and Just do it "
I sat down and recalled my past MBA Finance degree achievement in the past during financial crisis in 1997/98. The HELP Administrator rejected my application to pursue my tertiary MBA degree since I only completed my professional CFP and double diplomas in finance and accounting. I never give up and I wrote directly to the Hull University UK with a help from a good admin clerk, finally my application was accepted. Then I was very worried about the costly MBA fee that I can't afford it, subsequently I took up a MBA study loan and negotiated for a bonded contract to serve the Bank for a specific years since I wanted to keep extra money in stocks investment to pay for my 2nd dream landed house after I settled my 1st pigeon home within 5 years. During the Asian Financial crisis , the HRD Manager called up and she told me that the Bank can't afford to finance my MBA course, this is because of the hike of GBP almost 6 times after I completed mid way the MBA course. Many Malaysian parents also called back their overseas children to cease tertiary education due to RM devalued badly. Our JPA govt also recalled their students from overseas until the RM capital control was imposed. Sadly my employed bank terminated my bonded contract but approved for conversion into customer study loan. No choice I had agreed to do so but I never gave up my dream to acquire a MBA degree successfully with flying result.
Later when the financial crisis was over in 2000, I had another big dream was to own a landed semi-detached house valued RM0.50 million in year 2005 after I realized my 2nd landed house with appreciated double valued plus my stocks accumulated triple valued that I sold them in exchanged for a new bigger semi-D with low mortgage debt for 10 years. I still recalled the property lady agent drove a big BMW5 series , she arrogantly asked 2 questions on my affordability to own a new semi-d house in a gated and guarded affluent housing - Her pigeon voices said : " Are you sure that you can afford to pay the deposit and also are you sure the Bank will approve your Home Loan application ? I asked why ? She replied bluntly : You are driving an old small second hand Kancil, as I see it. My boss wanted at least 10% deposit before confirmed the selected unit at appreciated premium RM60K above SPA RM500K since 80% was completed. She got a shocked when I issued her a banker cheque deposit and we entitled for bank staff loan. My wife almost fainted when I told her that I resigned from my old corporate affair manager job in a public listed company and I bought a new semi-D house when I was jobless again. I promised her to apply and rejoin a banking career in an investment bank.
Have You gone MAD ? said her angry voice.
I replied softly : Yes ! My new Dharma Nepalese Master Monk summoned me again before I left Penang , he wrote in a small note for me to read it 1000 times : "Never Give Up Your Dream Goal !! if you are prepared to serve more people to become richer than you, if your customers become richest then you can be rich too. Go to invest in a true Wealth Assets in valued stocks and valued middle level properties but you never think about materialistic devalued assets in cars or branded goods will be worthless overtime. Just do it now."
I did it again and fired my old Corporate Finance jobs due to the arrogant acting Bank CEO in an investment bank and also declined a new wealth management head post in a foreign bank, then my ex investment bank colleagues introduced me a scary career freedom jobs called "Wealth Investment and Financial Planning" in 2010, I took it up with ZERO customer and Zero Income for past 6 months survived with my reserve savings in FDs, rental properties, dividends from valued stocks accumulated for past 25 years. Many wealth management jobs were ready for me to accept due to the financial institutions needs more qualified ex bankers with capital market representative licenses and experiences in capital market to work for them, however I was not interested with strict terms and conditions stated but I belief that I can't find a "Career Freedom" vacancy anywhere in the world with a fixed high salary or able to write my own salary cheque anytime I like plus do what I love to do without reporting to one BOSS only but I prefer to meet up with many friendly customers as my BOSSES everyday with a smile and get some free lunches too if we can make MONEY work harder for us.
Yes, TIME is a real MONEY flies away fast every minute every second every hour but sadly not many Malaysians really understand the pressure of household debts ballooned at 83% and continued to spend lavishly with the plastic money credit cards and throwing expensive Mc buggers in the dustbin for the "M" toys collection or non changing their iPhone gadgets to the latest models. It is indeed worry and sad to learn many working class workers joined "part-time" insurance and unit trust sales for the purposes of gained extra commissions without concentration to make more money for their clients. I told them : " Why go part time sales ended up with no time to continue to serve your clients ? Dare to take a career freedom in financial planning as your fulltime dedicated professional FP career in wealth creation for your clients and yourself in long term. " One IT Executive agent replied : I give up insurance sales after 3 years part time and now 6 months in unit trust sales if cannot make money, then I will give up to move again to join part time real estate agency ." What say you ?
I decided to write my simple true story called " NEVER GIVE UP - JUST DO IT " article and also developed a new webpage on "MOTIVATION" with good videos presentation in click here at MOTIVATION NEVER GIVE UP topic for your listening and seeing the movies after reading my long grandpa's Monk story here. Many people willing to pay costly RM thousands fees and spend hours to learn stock and property investment and motivation seminars, but I just have to learn them from true Master Warren Buffett, Robert Kiyosaki, Trump and etc plus motivation videos for FREE in my cosy room every day anytime I like it and also willing to share with you here.
Sharing is Caring and Never Give up Your Goals if You have a great dream like Walt Disney founder or the great Martin Luther King picture below. My sincere apology if this true story upset you. Thanked you for your precious time reading my stuffs and watch the videos. Have a nice lovely happy days. Life is short, Never give up your goals. How about this attached video : Motivation Change your mind in just 2.5 mins as shown in video below.
p/s : If you like my stories and videos, please share them with others, if you don't like, then tell me also. The readers can contact me, Mr Alwin Yau at 6019 3232163 or write to [email protected] for any clarifications and information on wealth investment planning. Thank you very much
An old Dharma Master Monk summoned me with his noble note : "If you have the will to do something we need not fear, for with conviction time can be found, and strength will surely come ".
After relaxed for a great cool jobless few months and my root of laziness must be killed, then I agreed with her and posted my CV for a Wealth Management Head post offered by a foreign Bank via the JobStreet I got the offer letter after a simple interview with a good big 6 digits remuneration package, No free lunch from a stingy bank, a PAIN Career I got - I was given a BIG sales target plus to train and lead a team of 10 new wealth specialists to meet the hard core selling the financial products to many bank clients and the new prospects. Finally, I read 10 times the Dharma advices and look at the above picture to digest his kind message. - FEAR comes into my weak MIND if I plan to reject the bank's offer letter but I also worried my dream career freedom remained a dream goal forever. What should I do ? Ask the Dharma Master Monk again ? Yes! I did call him but unfortunate he already left and went back to Nepal. A junior Dharma Monk picked up my call and he replied : " Follow his advices and the picture given, Never give up and Just do it "
I sat down and recalled my past MBA Finance degree achievement in the past during financial crisis in 1997/98. The HELP Administrator rejected my application to pursue my tertiary MBA degree since I only completed my professional CFP and double diplomas in finance and accounting. I never give up and I wrote directly to the Hull University UK with a help from a good admin clerk, finally my application was accepted. Then I was very worried about the costly MBA fee that I can't afford it, subsequently I took up a MBA study loan and negotiated for a bonded contract to serve the Bank for a specific years since I wanted to keep extra money in stocks investment to pay for my 2nd dream landed house after I settled my 1st pigeon home within 5 years. During the Asian Financial crisis , the HRD Manager called up and she told me that the Bank can't afford to finance my MBA course, this is because of the hike of GBP almost 6 times after I completed mid way the MBA course. Many Malaysian parents also called back their overseas children to cease tertiary education due to RM devalued badly. Our JPA govt also recalled their students from overseas until the RM capital control was imposed. Sadly my employed bank terminated my bonded contract but approved for conversion into customer study loan. No choice I had agreed to do so but I never gave up my dream to acquire a MBA degree successfully with flying result.
Later when the financial crisis was over in 2000, I had another big dream was to own a landed semi-detached house valued RM0.50 million in year 2005 after I realized my 2nd landed house with appreciated double valued plus my stocks accumulated triple valued that I sold them in exchanged for a new bigger semi-D with low mortgage debt for 10 years. I still recalled the property lady agent drove a big BMW5 series , she arrogantly asked 2 questions on my affordability to own a new semi-d house in a gated and guarded affluent housing - Her pigeon voices said : " Are you sure that you can afford to pay the deposit and also are you sure the Bank will approve your Home Loan application ? I asked why ? She replied bluntly : You are driving an old small second hand Kancil, as I see it. My boss wanted at least 10% deposit before confirmed the selected unit at appreciated premium RM60K above SPA RM500K since 80% was completed. She got a shocked when I issued her a banker cheque deposit and we entitled for bank staff loan. My wife almost fainted when I told her that I resigned from my old corporate affair manager job in a public listed company and I bought a new semi-D house when I was jobless again. I promised her to apply and rejoin a banking career in an investment bank.
Have You gone MAD ? said her angry voice.
I replied softly : Yes ! My new Dharma Nepalese Master Monk summoned me again before I left Penang , he wrote in a small note for me to read it 1000 times : "Never Give Up Your Dream Goal !! if you are prepared to serve more people to become richer than you, if your customers become richest then you can be rich too. Go to invest in a true Wealth Assets in valued stocks and valued middle level properties but you never think about materialistic devalued assets in cars or branded goods will be worthless overtime. Just do it now."
I did it again and fired my old Corporate Finance jobs due to the arrogant acting Bank CEO in an investment bank and also declined a new wealth management head post in a foreign bank, then my ex investment bank colleagues introduced me a scary career freedom jobs called "Wealth Investment and Financial Planning" in 2010, I took it up with ZERO customer and Zero Income for past 6 months survived with my reserve savings in FDs, rental properties, dividends from valued stocks accumulated for past 25 years. Many wealth management jobs were ready for me to accept due to the financial institutions needs more qualified ex bankers with capital market representative licenses and experiences in capital market to work for them, however I was not interested with strict terms and conditions stated but I belief that I can't find a "Career Freedom" vacancy anywhere in the world with a fixed high salary or able to write my own salary cheque anytime I like plus do what I love to do without reporting to one BOSS only but I prefer to meet up with many friendly customers as my BOSSES everyday with a smile and get some free lunches too if we can make MONEY work harder for us.
Yes, TIME is a real MONEY flies away fast every minute every second every hour but sadly not many Malaysians really understand the pressure of household debts ballooned at 83% and continued to spend lavishly with the plastic money credit cards and throwing expensive Mc buggers in the dustbin for the "M" toys collection or non changing their iPhone gadgets to the latest models. It is indeed worry and sad to learn many working class workers joined "part-time" insurance and unit trust sales for the purposes of gained extra commissions without concentration to make more money for their clients. I told them : " Why go part time sales ended up with no time to continue to serve your clients ? Dare to take a career freedom in financial planning as your fulltime dedicated professional FP career in wealth creation for your clients and yourself in long term. " One IT Executive agent replied : I give up insurance sales after 3 years part time and now 6 months in unit trust sales if cannot make money, then I will give up to move again to join part time real estate agency ." What say you ?
I decided to write my simple true story called " NEVER GIVE UP - JUST DO IT " article and also developed a new webpage on "MOTIVATION" with good videos presentation in click here at MOTIVATION NEVER GIVE UP topic for your listening and seeing the movies after reading my long grandpa's Monk story here. Many people willing to pay costly RM thousands fees and spend hours to learn stock and property investment and motivation seminars, but I just have to learn them from true Master Warren Buffett, Robert Kiyosaki, Trump and etc plus motivation videos for FREE in my cosy room every day anytime I like it and also willing to share with you here.
Sharing is Caring and Never Give up Your Goals if You have a great dream like Walt Disney founder or the great Martin Luther King picture below. My sincere apology if this true story upset you. Thanked you for your precious time reading my stuffs and watch the videos. Have a nice lovely happy days. Life is short, Never give up your goals. How about this attached video : Motivation Change your mind in just 2.5 mins as shown in video below.
p/s : If you like my stories and videos, please share them with others, if you don't like, then tell me also. The readers can contact me, Mr Alwin Yau at 6019 3232163 or write to [email protected] for any clarifications and information on wealth investment planning. Thank you very much